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First Time Home Buyers
This includes anyone who has not held title to a home in the last three years.
Here are some programs offered in San Miguel County for first time home buyers.
San Miguel Regional Housing Authority Down Payment Assistance Program
Mortgage Credit Certificate (MCC)
Telluride Association of REALTORS First Time Home Buyers Program
Second Homes
Property that the borrower intends to utilize a few weeks a year. These are typically vacation homes.
Investment/Rental Property
Borrower intends to rent the property or is purchasing property under 45 miles from their primary residence.
Vacant Land
Unimproved, raw land
Construction
Owner built or contractor built, includes modular homes
USDA Loans
Loans with flexible guidelines.
Second Mortgages
Fixed seconds and lines of credit (HELOCs)
Commercial
Business loans that include the real estate
